T&C xQuantum

Effective Date: October 15th 2025 Company: STOCKMAP JSC - xQuantum, Inc. (“Company,” “we,” or “our”) User: Any person or entity registering, accessing, or using the xQuantum platform or its related software and services (“User,” “you,” or “your”).

1. Acceptance of Terms

By clicking “Accept,” installing, or using any part of the xQuantum platform (“Platform” or “Service”), the User agrees to be bound by the terms and conditions of this Agreement. If you do not agree, you may not access or use the Platform.

The Company reserves the right to amend these Terms at any time. Updates will be posted on the official xQuantum website and will take effect upon publication. Continued use constitutes acceptance of such changes.

2. Description of Service

The xQuantum Platform is a proprietary financial technology application providing order execution, analytics, and trading tools. It may integrate third-party (include but not limited to financial brokers, financial exchanges or service providers) systems or APIs. Access is provided under license—not sold—to Users who comply with these Terms.

All intellectual property rights in the Platform remain solely with the Company. Unauthorized use or distribution is strictly prohibited.

3. Use of Third-Party Services

The Platform may interface with external brokers, data providers, and third-party vendors (“Vendors”). The Company ensures legitimate licensing but disclaims responsibility for Vendor availability, reliability, or performance. Users must comply with all applicable Vendor terms and bear sole risk from Vendor interactions.

4. Plugins and Integrations

Third-party tools or “Plugins” that connect with xQuantum are optional and used at the User’s discretion. The Company neither endorses nor warrants Plugin performance, compatibility, or outcomes. All Plugin risks remain with the User.

5. Accessibility and System Requirements

From time to time, the Platform may be unavailable due to maintenance, updates, or technical conditions beyond Company control. The Company shall make reasonable efforts to restore functionality promptly but makes no guarantee of uninterrupted access.

Users are solely responsible for ensuring adequate hardware, software, and internet connections required to operate the Platform.

6. License Grant

Subject to compliance with this Agreement, the Company grants Users a limited, revocable, nonexclusive, and nontransferable license to use the Platform for lawful purposes consistent with its intended functionality.

7. Account Security

Users are solely responsible for safeguarding login credentials, account details, and associated activities. Unauthorized use of any account must be reported immediately. xQuantum shall not be liable for loss arising from unauthorized account access.

8. Fees, Payment, and Taxes

Users agree to timely payment of all applicable fees and taxes. Failure to remit payment may result in suspension or termination. Subscriptions may renew automatically at the period selected upon registration. Refunds are not granted for cancellations during an active term.

Lifetime licenses (if offered) are personal and non-transferable. Continued functionality and feature availability are not guaranteed indefinitely.

The users shall bear all responsibility about taxes with respect to revenue, potential profits and losses created from using the platform and service.

9. User Representations and Obligations

By using the Platform, the User represents that:

• They are at least 18 years old and legally capable of entering into this Agreement.

• All provided information is accurate and complete.

• They will comply with all applicable laws and this Agreement.

• They will not sublicense, resell, or share credentials with other parties.

10. Prohibited Activities

Users agree not to:

• Transmit unlawful, defamatory, or harmful content.

• Distribute spam or unsolicited messages.

• Interfere with Platform operations.

• Reverse engineer, decompile, or modify the software.

• Engage in fraudulent or unauthorized trading. Violations may result in immediate suspension or termination of access.

11. Termination

This Agreement remains effective until terminated. Either party may terminate with thirty (30) days’ written notice. The Company reserves the right to immediately suspend or terminate any account to protect system integrity or comply with legal obligations.

12. Disclaimer of Warranties

The platform is provided “as is” without any warranties, express or implied. The company does not warrant that the platform will operate uninterrupted or error-free or that any results or performance expectation will be accurate or reliable. Users acknowledge that all trading involves risk and possible financial loss.

13. Limitation of Liability

In no event shall the company be liable for any direct, indirect, incidental, or consequential damages arising from the use or performance of the platform. Total liability will not exceed the fees paid by the user during the 12-month period preceding the claim, in any case. This limitation also applies to those who use the platform and its service to surrender to its clients and cause potential damage. Users or clients on his own awareness & compliance with local regulations should decide and bear all responsibilities to the act of deciding to use (or not using) the platform & related service.

14. Indemnification

Users agree to indemnify and hold harmless the Company, its directors, officers, employees, and affiliates from any claims, losses, or damages arising out of (i) misuse of the Platform, (ii) violation of this Agreement, or (iii) infringement of any rights of third parties.

15. Data and Privacy

The Company adheres to applicable privacy laws and protects User data in accordance with our [Privacy Policy] https://docs.google.com/document/d/1UIqIv2kMyqJ0BO4iQa00B8ra_ZIoh0RlpxxFyR86Pm8/edit?tab=t.cw3l1ikjljdz . By using the Platform, Users consent to data processing and storage as described therein.

16. Miscellaneous

• Governing Law: This Agreement shall be governed by the laws of the Vietnam

• Dispute Resolution: Disputes shall be resolved by binding arbitration in Vietnam

• Force Majeure: Neither party shall be liable for failure to perform due to causes beyond reasonable control.

• Severability: If any clause is deemed invalid, remaining terms shall remain in effect.

• Entire Agreement: This document constitutes the full and exclusive understanding between the parties.

BY ACCESSING OR USING THE XQUANTUM PLATFORM, THE USER ACKNOWLEDGES THAT THEY HAVE READ, UNDERSTOOD, AND AGREED TO BE LEGALLY BOUND BY THESE TERMS.